Farmer's Market Fresh

PSU's Farmer's Market Now Open Year-Round

By Starr Gartner

Grab your re-usable bags and beloved rain gear. Inhabiters are happy to report flagship Portland Farmers Market at Portland State University is now open year-round! Enjoy local, winter access to farm to table goods including, but not limited to, fresh vegetables, meat, dairy, pastries and local wines.

On November 6th, the market announced it will remain open every Saturday from January 3, 2015, to February 28, 2015, from 9 am to 2 pm. The winter market will maintain one block, from Montgomery to Harrison, and will expand back to two blocks in March, when it resumes regular business hours of 8:30 am to 2pm.

For more information and market history, visit Portland Farmer's market blog:http://portlandfarmersmarket.wordpress.com/2014/11/06/pfm-and-psu-announce-year-round-market/.

What Is the Best Time of Year to Buy a House

When the sun’s away, the inspector will... scratch his head?

When is the best time of year to buy a home here in Portland? We get asked that a lot, and it’s a tricky beast of a question. Probably, it comes down to your priorities as a buyer. What worries you most about choosing a “good” house? As the season changes from long, very warm and sunny days into short, rainy, cool ones, there are some challenges that emerge with respect to the inspection process. However, there are also some hidden benefits to a Winter purchase.  Here are some things to consider:

  1. Air conditioning can only be effectively tested when the outside temperature is above 65F. The cooling element will not be fooled into a setting request for 55F when it’s 52F in the yard... or even vice-versa. All the inspector can check is whether the unit powers up and doesn’t make any troubling noises. Similarly, it is difficult to test the “heat” aspect of a “heat pump” on a day where everyone who can be swimming, is.
  2. The roof - or parts of it - may be subject to a “from the ground” inspection if the pitch is significant; the more wet and cold (read: slippery) the conditions, the more likely you’re going to hope the inspector’s corrective vision prescription is up to date, and/or there are a minimum of raindrops on his eyeglasses. That said, if the roof is leaking, you’ll need rain for a sure assessment of where and how much... not to mention for proof to a skeptical seller.
  3. The basement may indeed be dry as a bone whether there are gaping cracks in the earth or tsunami conditions outside. It’s hard to have confidence in August, but you sure will in December! 
  4. Do the gutters work? Only the rains will tell the unvarnished truth.
  5. Is the landscaping thriving or dying? A Spring or Summer sale will give you great confidence about the seller’s assurances of great bounty. Almost everybody’s yard looks like a gravesite in February.

When all is said and done, a good home inspector will do the very best they can to sniff out clues during unhelpful seasons or weather conditions. Your Realtor may have recommended them, but it is YOU who hires them. Don’t hesitate to call them ahead of your inspection to ascertain their approaches to air conditioners in November, or to a low-pitched roof that got too icy under a freak storm the night before - will they come back at no charge when the conditions return to normal? Generally speaking, be informed of, and prepared for the limitations that the seasons can inflict upon a productive examination of everything you want to know about your house - before the deed has your name on it!

Division Streetscape Complete

Mark your calendars! The Division Streetscape project is finally coming to an end! To celebrate the end of construction the Division/Clinton Business Association is throwing a block party called "OpenFest" on October 24th from 9am - 7pm.

Businesses up and down Division St. will be celebrating with live music, food, and entertainment. See the full list of activities here. Be sure to stop by Inhabit for our Open House between 5pm - 7pm. We'll have food and live music!

Burgers, Brews and Buying a house.

This is the first event in a series of informative discussions geared towards building community and gather knowledge about current topics in Portland...while we eat burgers in our lovely back patio.

Burgers-and-brews-postcard-back-.jpg

You’re invited for burgers and brews. Wednesday August 27th at 5:30pm. A free informative discussion on navigating Portland's housing market. A sharp and informative homebuyer discussion chocked full of real world knowledge, financial insight, and confidence building information. 

You'll learn about Portland homebuyer programs, tax credits, how to shop strategically, as well as financial insights of homeownership.

 

RSVP REQUIRED 

Send RSVP to Emilie@inhabitportland.com --- 503.762.7958

 

----------------------------------------------------------------------------------------------

 

 

TOPICS TO INCLUDE:

·         Current Portland Purchase Market insights & insider information·    

Portland's most valuable down payment assistance grant explained - up to 5% cash grant of purchase price for down payment & closing costs - available state wide  

·         How to confidently qualify for a home loan

·         How to potentially secure $5,000 in down payment assistance 

·         Portland MCC first time homebuyer tax credit

·         Financing and down payment options compared

·         How to shop smartly and shrewdly

·         First Time Homebuyer loan programs & opportunities

·         The home buying process from start to finish  

 

Vince Kingston is a local mortgage advisor in Portland, Oregon with Eagle Home Mortgage.  Vince is a Portland Housing Center certified lending partner and one of the few area loan officers able to offer the full suite of first time homebuyer financing and tax credit opportunities including the MCC first time homebuyer tax credit, Oregon Bond loan, MAP 80 100% financing, 203K rehab financing, and more.  Vince has worked as a first time homebuyer advocate by offering first time homebuyer opportunities many local lenders are unable to offer.  You won’t find a loan officer more dedicated to meeting the needs of first time homebuyers. 

Vince Kingston

Eagle Home Mortgage